Affordable Living

You can enjoy life while paying off debt. You don’t have to survive on ramen and living in a crappy apartment. Affordable living is about prioritizing what’s really important. Pay for quality when it matters, but don’t pay anything if it’s not needed.

Spending time with your friends doesn’t have to mean an expensive night out at a restaurant, it could be meeting up for a hike. Affordable living is about being conscious of how you’re spending your money. So long as your spending aligns with your priorities, to enjoy life and pay off debt, you’ll do great. So live a life that is affordable, not extravagant, not living on scraps. While money can make a difference in your lifestyle, deep down the really important stuff doesn’t have anything to do with money.

5 Reasons Why You Should Wait to Get a Pet

I know pets are awesome, they cuddle and love you no matter what, but they are also an awesome responsibility. Which is why you should probably wait to get a pet until you are completely ready and can put up a fight against these 5 reasons why you should wait. When I originally published this post in Feb. 2015, it was title - "Why I Don't Have a Pet" seeing as I now have both a ...

Frequently Asked Financial Questions – How Can I Afford to Travel When I Have Debt?

Frequently asked financial questions are questions that I've seen pop up over and over again.  I thought I'd take the time to answer them in this new Series. So each post will have a short quick answer to these frequently asked financial questions followed by a longer more detailed answer. 5. How can I afford to travel when I have debt? When you're drowning in debt and dreaming about travel, it can feel like the world is against you. ...

Is a Wine Club Worth it? I tried Winc.

What is a Wine Club? Kinda like a cheese club but with wine (though you could really do something combining the two). Once a month you get wine delivered straight to your door. You can choose between different options and price tiers to determine what wines you receive with your wine club membership. Now if you hadn't figured out by the name of this site, I kinda like wine. Though I'm always mindful of how much I ...

How to Save Money on Groceries

One of my biggest variable costs each month is how much money I spend on food. I'm always looking for how to save money on groceries without going full on couponing. Not that I have anything against using coupons, I just don't want to spend so much time on it to save maybe $100 dollars a month. Though I must admit after a little research it appears that the amount I spend on groceries is pretty ...

Exercise Routine: How I’m Starting One without Spending Tons of Money

So I realize I'm probably a little late to the party with this post since many people make being healthier and working out more a new years resolution. However, I spent the beginning of 2017 sick in bed. It was no fun, but as a result, I'm just now getting around to following up on my resolutions including one to be healthier and work out more. #basic. Now, as you may recall I also kicked off the ...

Why I’m Canceling Inexpensive Subscriptions

As I approach my impending self-employment, my finances and particularly my expenses are on my mind. But I'm not canceling inexpensive subscriptions because of the cost. Currently, I have a subscription to Hulu and CBS All Access, in total, they come to about $12 a month. Come Jan. 1st I'll be canceling both. It's Not for the $12 a Month $12 is not much for TV, but I do have a digital antenna. However, I'm not traveling ...

The Best Gifts I’ve Ever Recieved

With the holidays approaching, gift giving is definitely on my mind. I'm excited that this year my family decided amongst the adults to just draw names and give one gift. I'm pumped not only because it'll be a nice break for my wallet. (I've already spent over $400 on a plane ticket) But also because it allows me to focus on making that one gift great. More on that later. I titled this post; The Best Gifts ...

The One Action I’m Taking to Save on the Electric Bill

As I continue to pummel towards self-employment, I'm working to make sure I'm not wasting any money. I'm also experimenting with a few things to see if they can save me some money. I'll be Home More, so I'm Cooking More I am and will continue to be traveling a lot less for the rest of the year. So some of the money saving tactics are pretty obvious like cooking more rather than eating out. Though this ...

My 4 Favorite Holiday Saving Hacks

Thanksgiving is just a couple of weeks away and the rest of the holidays follow in quick succession. I love the holidays, spending time with loved ones and celebrating. There is, of course, one downside to the holidays and that is the cost. Between travel, food, and gifts the expenses can up super fast. These are some ways I save during the holiday season. Here are my top 4-holiday saving hacks: 1. I Gift Things I Make ...

When Paying the Extra Money is Worth it

I <3 living that frugal lifestyle. For those of you that don’t know, the frugal lifestyle doesn’t mean cheap. It means spending money on the things that add value but finding the best prices for those things that matter to you. It’s all about mindfulness. However, sometimes even if living the frugal life, I end up spending more than I normally would, I may be able to find what I need and want cheaper but I ...