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  • Infographic with the title "5 Mistakes That Keep You in Debt Longer & How to Avoid Them," featuring a clipboard, upward graph, broken chain, and a piggy bank.
    Credit Card Debt

    5 Mistakes That Keep You in Debt Longer—and How to Avoid Them

    Paying on your debt but getting nowhere? These 5 common debt payoff mistakes might be why — and none of them require a perfect budget to fix.

  • Text graphic asks if you can refinance federal student loans, listing pros, cons, and alternatives for 2026. Includes icons of a piggy bank, student loan document, cap, arrows, and scales.
    Credit Card Debt

    Can You Refinance Federal Student Loans? Pros, Cons, and Alternatives in 2026

    Can you refinance federal student loans in 2026? Learn the pros, cons, and safer alternatives before giving up federal borrower protections.

  • Poster reads "How to Handle Debt Collectors: Your Rights and Scripts to Use." Image shows a checklist, phone icon, shield, and piggy bank. Website: lessdebtmorewine.com.
    Credit Card Debt | Other Debt

    How to Handle Debt Collectors: Your Rights and Scripts to Use

    Getting collection calls? Know your rights and exactly what to say. Practical scripts and steps to handle debt collectors without the panic.

  • The Best Way to Pay Off Multiple Credit Cards
    Credit Card Debt

    The Best Way to Pay Off Multiple Credit Cards

    When it comes to paying off credit cards, there are a lot of different methods that people use. Some people advocate for the avalanche method, while others swear by the snowball method. So which is the best way to pay off multiple credit cards? Related: Debt Payoff Case Study: How I Paid Off $6,000 in…

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  • Student Debt Payoff Journeys
  • Start Here
  • Blog
  • Resources & Recommendations