You need an emergency fund. I need them emergency fund. Everyone should have an emergency fund. Unfortunately, Oprah isn’t handing them out. You’ve got to take care of it yourself. Hopefully, you know that your emergency fund should not be stashed in your checking account. Because if it’s there you’ll spend it. Having your emergency…
As much of a pain invoicing can be, it’s essential if you actually want to get paid. So trying to decide which invoicing tool to use can be difficult. Because you want to make it easy for clients to pay you but also easy for you to keep track of who hasn’t paid. Here are…
I think you’ll agree that paying someone money to save you money, doesn’t really make sense. The reality is that you should be rewarded for saving money. In today’s post I’m going to explain why you should stop using Digit and jump on the Chime train. If you haven’t heard about Digit and the fact…
So this Broke Millennial book review is long overdue. Erin Lowry, the author of Broke Millennial, was kind enough to provide me with a copy of her book before it was released. I’d planned to read the book and get it reviewed for the week of the release, but then life happened. So here I…
Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. If you love to read but you’re anything like me, I think you’ll agree there is never enough time to…
You know I have a mountain of debt. Most of it is federal student loans. But I do have one private loan, my bar loan. It was a variable interest loan and after the interest rate went up three times in six months, I decided it was time to refinance. My Original Bar Loan First things…
Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Welcome to the first book review on the site. While attending FinCon, I was fortunate to get copies of 5…
There are tons of personal finance tools out there, some are free, some cost some money. I’ve put together a list of the best personal finance tools. These personal finance tools will help you budget better, save money, and kick debt in the face. For Budgeting Numbers Budget Template or Your Own Excel Spreadsheet If you…