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  • Infographic with the title "5 Mistakes That Keep You in Debt Longer & How to Avoid Them," featuring a clipboard, upward graph, broken chain, and a piggy bank.
    Credit Card Debt

    5 Mistakes That Keep You in Debt Longer—and How to Avoid Them

    Paying on your debt but getting nowhere? These 5 common debt payoff mistakes might be why — and none of them require a perfect budget to fix.

  • Text graphic asks if you can refinance federal student loans, listing pros, cons, and alternatives for 2026. Includes icons of a piggy bank, student loan document, cap, arrows, and scales.
    Credit Card Debt

    Can You Refinance Federal Student Loans? Pros, Cons, and Alternatives in 2026

    Can you refinance federal student loans in 2026? Learn the pros, cons, and safer alternatives before giving up federal borrower protections.

  • Poster reads "How to Handle Debt Collectors: Your Rights and Scripts to Use." Image shows a checklist, phone icon, shield, and piggy bank. Website: lessdebtmorewine.com.
    Credit Card Debt | Other Debt

    How to Handle Debt Collectors: Your Rights and Scripts to Use

    Getting collection calls? Know your rights and exactly what to say. Practical scripts and steps to handle debt collectors without the panic.

  • Poster with the text “How to stay motivated when paying off debt feels endless” and a piggy bank wearing sunglasses beside a graph with an upward trend. Website: lessdebtmorewine.com.
    Payoff Debt

    How to Stay Motivated When Paying Off Debt Feels Endless

    Debt payoff is a long game, and motivation will dip. Learn realistic strategies to stay motivated paying off debt even when the journey feels endless.

  • Illustration of a piggy bank wearing sunglasses, a credit card chained to a "debt" ball, and a rising graph, with text about paying off debt on a variable income.
    Payoff Debt

    How to Pay Off Debt on a Variable Income: Tips That Actually Work

    Freelancer, gig worker, or part-time with unpredictable hours? Here’s how to pay off debt consistently even when your income isn’t.

  • How Student Loans Get Forgiven
    Student Loan Debt

    How Student Loans Get Forgiven

    Student loans can get forgiven in a number of ways. One way is if you work for a certain amount of time in a public service job. Another way is by going into a particular type of teaching program. There are also other ways to have your student loans forgiven, but they vary depending on…

  • The Best Way to Pay Off Multiple Credit Cards
    Credit Card Debt

    The Best Way to Pay Off Multiple Credit Cards

    When it comes to paying off credit cards, there are a lot of different methods that people use. Some people advocate for the avalanche method, while others swear by the snowball method. So which is the best way to pay off multiple credit cards? Related: Debt Payoff Case Study: How I Paid Off $6,000 in…

  • How I used the Debt Nor'Easter Method to pay off $6,000 of credit card debt in 6 months.
    Guides | Payoff Debt

    How I Paid Off $6,000 in 6 Months (Debt Payoff Case Study)

    Today, I’m going to show you how I paid off over $6,000 in credit card debt in 6 months. And I was able to bury this debt despite working full time which required extensive travel, working on repaying other debt, and still having a life. How did I manage to pay off that debt so…

  • 4 debt repayment apps
    Other Debt | Payoff Debt

    3 Apps that Will Help You Pay Off Debt Faster

    So debt sucks. You know it, I know it. And as much as I would love to throw tons of money at my debt each month to get it paid off fast, it’s not always possible.  However, as long as I hit my $200 Magic Number I can feel like I’m making progress. A lot of small…

  • Tips to save money and pay off debt.
    Payoff Debt | Save More

    How to Save Money & Pay off Debt: 9 Proven Tips

    Are you struggling to pay off your debt and looking for ways to save money and get your finances in order? If so, you’re not alone. Millions of people are in the same situation. In this blog post, we will discuss 9 proven tips that will help you save money and pay off your debt….

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  • Student Debt Payoff Journeys
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