What is a 401(k) Plan? A 401(k) plan is a retirement savings account that you can use to build up money for your future. It was designed by the government to encourage people to build up a nest egg. 401(k) plans are named after section 401(k) of the Internal Revenue Code. When you open a …
If you are in need of buying a car but don’t have perfect credit, it’s okay. Getting a car loan with bad credit and no down payment is not impossible. But it’s also not easy. Here are some tips for those who need a little help when looking for financing. 1) Make sure you are …
You can have the greatest budget in the world, but at some point, life is going to throw you a financial curve ball. It might be a parking ticket or a sudden job loss. Either way, you’re going to want a financial safety net to catch those curve balls (it’s possible I’ve muddled my metaphor …
Everyone knows that creating a budget allows you the knowledge of knowing where your money goes and the freedom to decide what is most important to you to continue your lifestyle. But one of the toughest parts of budgeting is making sure you budget everything; there are a few things you may be forgetting to …
Budgeting can be the make or break moment when it comes to financial success. It can be especially important when trying to pay off debt quickly. It could be credit card debt, a car loan, private loan, mortgage, or student loans, it doesn’t matter. The ability to budget for debt requires a few special things …
Everyone should have a goal to build savings. Whether you are saving an emergency fund or a travel fund or for your future, everyone should have a savings goal. But having a goal is just the first step, the next is to figure out how you are going to build your savings. If you don’t …
Do you ever feel like, no matter what you do, no matter how hard you work your income just doesn’t increase? It can be extremely frustrating, but your problem may not be that you’re not doing enough, it’s likely that you’re doing things that are hindering your progress. In this post, I’m going to break …
Whether you got into blogging to make money or you started your blog and just realized you can actually make money blogging, what monetization methods you see others using may not be right for you.
There are tons of ways to make money from your blog. But you need to keep in mind your audience and what they want. So long as
I’m sure you agree that personal finance is personal. Which means but no one set of rules is going to fit exactly right for everyone. Perhaps the most well known set of personal finance rules are Dave Ramsey‘s baby steps. Now, while it’s impossible to expect those steps work for everyone, there are actually some …
Whether you’re looking to pay off debt, save for a downpayment, or just put a little more flex in your budget, pretty much everyone could use extra money. But finding the time to earn extra money on the side can be tough. Not to mention how much extra you’re looking to earn can make a …