If you are struggling with overspending and busting your budget, you need to look at budgeting with multiple checking accounts. It's so easy!

How to Make Budgeting Easy With Multiple Checking Accounts

Very few people love to budget and if you aren’t one of them I don’t blame you. While I generally enjoy budgeting now, it wasn’t always the case. One thing that made budgeting for me way easier and more enjoyable was to use multiple checking accounts. Checking Accounts for Expense Types When budgeting you are …

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Super thorough post on how to budget Plus there is a Free How to Budget E-Guide

How to Budget Successfully Every Time – The Ultimate Guide

Budgeting can be clutch to taking control of your money but can be a bit overwhelming when starting out. I’m going to break it down for you by first explaining what a budget is, hint, it’s not a way to torture yourself. Then we are going to cover the three basic rules of a successful …

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How much can you easily save in a month, by saving the number of pennies for the day of the month it is and adding it to what you saved already?

How to Easily Save Over $600 in 5 Months

It’s amazing how saving consistently, a little bit each day, can really add up. If you started with pennies one month and worked your way up to dollars in month 5, by saving the number of coins/dollars as the day of the month, you will save over $600. Start by saving 1 penny on day …

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How to stop living paycheck to paycheck. Plus a Free download: 45+ way to save money

How To Stop Living Paycheck to Paycheck

When you are living paycheck to paycheck, your finances just feel like a vicious cycle, a seemingly never ending on. Somehow it always seems like as soon as you start to get ahead something happens and sends you back to barely scraping by. I’ll be honest, getting out of living Paycheck to Paycheck doesn’t happen …

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Quick, Easy and Frugal Decorating and Gift Ideas for the Holidays

Frugal Last Minute Holiday Guide to Decorating and Gifting

Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Did the holidays sneak up on you? Did you just now realize that Christmas Eve is 10 days away and …

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Love this save money checklist! Great ideas to start saving more money!

45+ Ways to Start Saving Money and Still Having a Life

If you are struggling to pay your bills, you are likely living beyond your means. Alternatively, you may be living within your means but not making the kind of progress on your debt as you’d like. I’ve been there, I cut a lot of costs so I could put more towards my debt, but I …

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Getting your finances organized is the first step to being successful financially, great very in depth post to get your organized, it even has a drinking game!

How to Get Your Finances Organized

Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. If you are just starting to realize that you need to get a handle on your finances you might be feeling …

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Great credit card debt freedom story, she paid off over $6k in 5 months!

How I Paid Off All My Credit Card Debt

When I started this blog back in August 2014, I had $6,177 worth of credit card debt. I had been well aware of this debt for a while. At the beginning of 2014, I actually had just under $8,000 worth of credit card debt. I wish I could say that once I realized I had …

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credit score | raising credit score | money management

How I Raised My Credit Score Over 100 points

My debt repayment journey started by checking my credit score. I quickly realized how bad my credit was and knew I had to improve it. I went from having a score of 640 to 749 in less than a year. It now nears 800. There are a combination of things that resulted in raising my …

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How to strategically use your money to pay off debt. Prioritize your debt with the method or combination of methods that works best for you.

How to Prioritize Your Debt so You Can Reach Debt Freedom

The first step in any debt repayment plan is to decide what order you are going to pay off your debt. You need to prioritize because if you try to tackle too many things at once you won’t get anywhere with any of them. There are two main methods used to prioritize your debt repayment. One focuses …

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