2017 Reader Survey Less Debt More Wine

Less Debt, More Wine 2017 Reader Survey

2017 so far has been a wild ride.  I kicked of the year becoming self-employed. On top of that I have been working like crazy to improve Less Debt, More Wine. At the end of 2016 this site changed names from Friday Night Shenanigans to Less Debt, More Wine. I’m so glad I made the …

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personal finance | FAQS | money questions | Can I afford to buy a house? | debt | budget

FAFQ: Can I Afford to Buy a House?

Frequently asked financial questions are questions that I’ve seen pop up over and over again.  I thought I’d take the time to answer them in this new Series. So each post will have a short quick answer to these frequently asked financial questions followed by a longer more detailed answer. Can I afford to buy a …

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Financial Goals: How to Set and Achieve Them

Now that the dust has settled on the New Year and a mountain of resolutions that you’ve probably already decided you won’t really pursue at least half of. I want you to focus on setting financial goals. Specific financial goals. Attainable financial goals. Financial goals that you will accomplish this year. Now you may already …

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It is crazy how many people end up crushed by debt, particularly student loan debt

How Smart People End Up Crushed by Debt

A while back, when driving for Lyft I was taking a friendly group to a party. They asked why I decided to start driving with Lyft. Per usual, I said I had a shit ton of student loan debt. Turns out this group was a group of doctors. They said they had a ton of student …

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Don't let debt end a life, there are always other options.

Debt May Lead to Fewer Options, but There ARE Always Options

This blog post is part of the World Suicide Prevention Day blog tour. If you or someone you know is feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or visit www.Suicide.org Money Doesn’t Buy Happiness, But it Does Buy Options I’ve talked about how money is more than just numbers before, how …

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Love this, I forget that what money means to me isn't always the same for what money means to someone else.

Money is More Than Just Numbers

Money is more than just the numbers in your checking, savings, or retirement account. It’s more than the numbers on your loan balance statement. Money means, more or less, to each person, depending on their situation. A person with plenty of money probably doesn’t think about money as much as a person with tons of debt. It’s …

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Who knew an emergency fund could provide so much financial empowerment

How Losing Someone Helped Me Find Financial Empowerment

The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyle. Find out more about local events near you.  Losing a Friend In April of this year, …

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How to stop living paycheck to paycheck. Plus a Free download: 45+ way to save money

How To Stop Living Paycheck to Paycheck

When you are living paycheck to paycheck, your finances just feel like a vicious cycle, a seemingly never ending on. Somehow it always seems like as soon as you start to get ahead something happens and sends you back to barely scraping by. I’ll be honest, getting out of living Paycheck to Paycheck doesn’t happen …

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So many advantages to having a handle on your finances even if you do still have debt.

Why it’s So Great Having a Handle On Your Money

I am not financially perfect, far from it in fact. If you have ever been here before chances are you know that I have a ton of student loan debt. But there comes a point that once you get a handle on your finances all you can do about your debt is to just keep …

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