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I think you’ll agree that everyone needs savings, be it for an emergency fund, a travel fund or some other reason. Savings assures that when shit hits the fan, you’ll be okay. Most people think that when you’re in full on debt pay off mode, you aren’t able to grow your savings, but that isn’t true. […]Continue reading
Today, I’m going to show you how I paid off over $6,000 in credit card debt in 6 months. And I was able to bury this debt despite working full time which required extensive travel, working on repaying other debt, and still having a life. How did I manage to pay off that debt so quickly? Using […]Continue reading
When you’re paying off debt and trying to save money then chances are you try to keep your splurges to a minimum. An easy way to do this typically is by keeping the big expenses down, but I choose to splurge on housing. Housing usually provides the biggest opportunity to save money. Ideally, housing shouldn’t cost […]Continue reading
Don’t let the title for this post fool you. I’ve made more than one money mistake. If I didn’t, I probably want to be writing this blog, talking about the hundreds of thousand dollars of student loan debt that I have to pay back. But by far the biggest money mistake I made and on […]Continue reading
Whether you are looking at taking out a new loan or a loan to refinance another loan, figuring out which loan terms would be best depends on a lot of different things. The first thing you need to consider is why are you getting the loan, what is the goal? If it’s a new loan how […]Continue reading
You need an emergency fund. I need them emergency fund. Everyone should have an emergency fund. Unfortunately, Oprah isn’t handing them out. You’ve got to take care of it yourself. Hopefully, you know that your emergency fund should not be stashed in your checking account. Because if it’s there you’ll spend it. Having your emergency fund […]Continue reading
A budget fail sucks. Because budgeting can be the keystone to successfully managing your money. However, life isn’t perfect, and we as humans are not perfect. And you may find yourself struggling with your budget. In today’s post, we will go over six common reasons your budget is failing and how to fix it and […]Continue reading
First things first, I don’t hate Dave Ramsey. I’m also not looking to bash him. I’m just not a big fan of him. Frankly, he kind of rubs me the wrong way. And if he has helped you that’s awesome I’m really happy for you but I’ve got some issues with him, which means I […]Continue reading
There is a lot to take into account when dealing with personal finance. I know this because I’ve managed to write over 200 posts on the topic. When you’re just getting started it can all seem a bit overwhelming. So today, I decided to dial it back and share with you the most popular Personal […]Continue reading
The rich don’t have one income stream, they have several. The road to wealth is with multiple income streams. Think about it this way; if you work one job and are suddenly let go, you’ve lost your only source of income. If you lose your job, but have two different side hustles, you have some […]Continue reading
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