Why You Need an Emergency Fund & a Buffer

You can have the greatest budget in the world, but at some point, life is going to throw you a financial curve ball. It might be a parking ticket or a sudden job loss. Either way, you’re going to want a financial safety net to catch those curve balls (it’s possible I’ve muddled my metaphor …

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Are You Forgetting to Budget for These 50 Expenses?

Everyone knows that creating a budget allows you the knowledge of knowing where your money goes and the freedom to decide what is most important to you to continue your lifestyle. But one of the toughest parts of budgeting is making sure you budget everything; there are a few things you may be forgetting to …

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Is a Credit Score of 740 good?

A credit score is a number that is determined by a person’s credit history. A good credit score opens up a lot of choices for you financially. The biggest benefit of a good credit score is being approved for financing at the best interest rates. A low interest rate means saving tens of thousands of …

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3 Best Reads to Build an Abundance Mindset

I think you’ll agree that to have an abundance of most things, in particular money can be a big help in achieving financial goals. But did you know mindset can have a lot to do with it? If you’ve ever operated from a scarcity mindset, like me ‘a la 2012’ you’ll know it sucks and …

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Bankruptcy 101: What to Know Before Considering Filing

In this guide we’ll help you understand the bankruptcy process from start to finish. We’ll dive into definitions and the differences between filing Chapter 7, 11 or 13 bankruptcy, as well as answer your questions about how much it costs, and why you shouldn’t be ashamed. What is bankruptcy? Bankruptcy is a legal proceeding involving …

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How to Start Building Credit

Having good credit can go a long way in making your life more financially secure. But unlike knowing how to breathe, you aren’t born with it. But you can have help getting it from your mama 😉 Read on to find out how….. How “credit worthy” you are is determined by your credit score. A …

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Here is Where You Need to Stash Your Emergency Fund

You need an emergency fund. I need them emergency fund. Everyone should have an emergency fund. Unfortunately, Oprah isn’t handing them out. You’ve got to take care of it yourself. Hopefully, you know that your emergency fund should not be stashed in your checking account. Because if it’s there you’ll spend it. Having your emergency …

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How to Best Build Savings – Digital vs Manual

Everyone should have a goal to build savings. Whether you are saving an emergency fund or a travel fund or for your future, everyone should have a savings goal. But having a goal is just the first step, the next is to figure out how you are going to build your savings. If you don’t …

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