Paying off debt can suck for all sorts of reasons. But it when there are causes near and dear to your heart and you struggle with donating to that cause because of your debt it can be the absolute worst. You may make some donations and then feel frustrated by your debt payoff progress. There…
Working hard is important if you want to reach your goals, but if you want to reach your goals and remain sane then you have to take a break every once in a while. Being only human, I sometimes also need to take a break. Tuesday was one of those times, I took a day…
Updated: March 25, 2017 So there are many arguments for and against renting vs. owning property. Personally, I have never owned any real estate, and while I recognize that it is great for some folks, it isn’t for me, at least not yet. Why? For two big reasons. First, I don’t know where I’m physically…
My debt repayment journey started by checking my credit score. I quickly realized how bad my credit was and knew I had to improve it. I went from having a score of 640 to 749 in less than a year. It now nears 800. There are a combination of things that resulted in raising my…
After reading brokeGirlrich‘s post on being stuck in neutral, I started thinking about all the ways in my life lately where I’ve felt stuck. I’ve had this I’m stuck feeling a lot lately and I think everyone does sometimes. It does not matter if you have debt or not. Once you are stuck it is…
When I first started learning to budget, I would try to cut a lot of costs so that I could put more money towards my credit card debt. The problem was I was cutting my expenses too much and would end up using the credit cards I was trying to pay off to pay for…
The first step in any debt repayment plan is to decide what order you are going to pay off your debt. You need to prioritize because if you try to tackle too many things at once you won’t get anywhere with any of them. There are two main methods used to prioritize your debt repayment. One focuses…