Whether you’re looking to pay off debt, save for a downpayment, or just put a little more flex in your budget, pretty much everyone could use extra money. But finding the time to earn extra money on the side can be tough. Not to mention how much extra you’re looking to earn can make a…
I think you’ll agree that everyone needs savings, be it for an emergency fund, a travel fund or some other reason. Savings assures that when shit hits the fan, you’ll be okay. Most people think that when you’re in full on debt pay off mode, you aren’t able to grow your savings, but that isn’t…
Whether you are looking at taking out a new loan or a loan to refinance another loan, figuring out which loan terms would be best depends on a lot of different things. The first thing you need to consider is why are you getting the loan, what is the goal? If it’s a new loan…
A budget fail sucks. Because budgeting can be the keystone to successfully managing your money. However, life isn’t perfect, and we as humans are not perfect. And you may find yourself struggling with your budget. In today’s post, we will go over six common reasons your budget is failing and how to fix it and…
First things first, I don’t hate Dave Ramsey. I’m also not looking to bash him. I’m just not a big fan of him. Frankly, he kind of rubs me the wrong way. And if he has helped you that’s awesome I’m really happy for you but I’ve got some issues with him, which means I…
It’s that time of year, the time of holiday joy and cheer and spending more money than you would all year long. And then come January you’re going to end up having a Christmas debt hangover. But just like you can avoid hangovers of alcohol by drinking lots of water you can avoid that holiday…
I have just entered a new decade. Yesterday, I turned 30. Which being that it happened on a Wednesday meant working and celebrating with a cupcake. However, I’ll do my real celebrating this weekend when I travel to the west coast to visit and celebrate with family and attend Activate EBA Live a blogging conference/workshop…
If you have student loans and struggle financially, you’ve probably thought that filing for bankruptcy wouldn’t help you. Since when Congress wrote the law they made sure to specify what debts were and were not dischargeable. The law seemed to protect all student loans from being discharged. However, what has been argued as a better…
Today, I’m thrilled to have a guest post by Drew Cloud from The Student Loan Report, I’ll let him take it away. Misunderstanding and misinformation abound when it comes to the differences between consolidating or refinancing student loans. Sometimes, the confusion is enough to cause you to simply avoid or put off strategies that can…
Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. When you are paying off debt, it seems like the line item in your budget for entertainment gets the short…