You can have the greatest budget in the world, but at some point, life is going to throw you a financial curve ball. It might be a parking ticket or a sudden job loss. Either way, you’re going to want a financial safety net to catch those curve balls (it’s possible I’ve muddled my metaphor…
Everyone knows that creating a budget allows you the knowledge of knowing where your money goes and the freedom to decide what is most important to you to continue your lifestyle. But one of the toughest parts of budgeting is making sure you budget everything; there are a few things you may be forgetting to…
A recovering alcoholic is a person who has been addicted to alcohol and is trying to get sober. If you have a family member or other loved one that is a recovering addict and need some gift idea’s we’ve got you covered. With alcohol being so prevalent during the holiday season it can be tough…
I think you’ll agree that having an abundance of most things, in particular, money can be a big help in achieving financial goals. But did you know mindset can have a lot to do with it? If you’ve ever operated from a scarcity mindset, like me ‘a la 2012’ you’ll know it sucks and doesn’t…
In between jobs is a tough time to make money. You either have to take another job or find creative ways to make money off of your skillset. There are many different ways you can try to make money in between jobs such as: Freelance work Paid survey work Renting out an apartment on Airbnb……
In this guide we’ll help you understand the bankruptcy process from start to finish. We’ll dive into definitions and the differences between filing Chapter 7, 11 or 13 bankruptcy, as well as answer your questions about how much it costs, and why you shouldn’t be ashamed. What is bankruptcy? Bankruptcy is a legal proceeding involving…
If you know someone that loves Jack Daniels, then you can’t go wrong gifting your favorite whiskey aficionado any one of these gifts. There are no ties that will never get worn on this list. Nope, we’re giving you Jack Daniels gift ideas that can be used and enjoyed throughout the year without breaking your…
Having good credit can go a long way in making your life more financially secure. But unlike knowing how to breathe, you aren’t born with it. But you can have help getting it from your mama 😉 Read on to find out how….. How “credit worthy” you are is determined by your credit score. A…
You need an emergency fund. I need them emergency fund. Everyone should have an emergency fund. Unfortunately, Oprah isn’t handing them out. You’ve got to take care of it yourself. Hopefully, you know that your emergency fund should not be stashed in your checking account. Because if it’s there you’ll spend it. Having your emergency…
Budgeting can be the make or break moment when it comes to financial success. It can be especially important when trying to pay off debt quickly. It could be credit card debt, a car loan, private loan, mortgage, or student loans, it doesn’t matter. The ability to budget for debt requires a few special things…