Blog - Page 2 of 18 - Less Debt, More Wine

looking to hop off the Digit bus, jump on with Chime to build savings without having to think about it.

If you Struggle with Saving, You NEED to Start Using Chime

I think you’ll agree that paying someone money to save you money, doesn’t really make sense. The reality is that you should be rewarded for saving money. In today’s post I’m going to explain why you should stop using Digit and jump on the Chime train. If you haven’t heard about Digit and the fact […]

Dude, if you aren't saving money, you aren't going to ever be financially secure. Get your savings in order by doing it on autopilot.

Getting Started Guide: 6 Steps to Build Savings

I think you’ll agree that everyone needs savings, be it for an emergency fund, a travel fund or some other reason. Savings assures that when shit hits the fan, you’ll be okay. Most people think that when you’re in full on debt pay off mode, you aren’t able to grow your savings, but that isn’t true. […]

How I used the Debt Nor'Easter Method to pay off $6,000 of credit card debt in 6 months.

Debt Payoff Case Study: How I Paid Off $6,000 in 6 Months

Today, I’m going to show you how I paid off over $6,000 in credit card debt in 6 months. And I was able to bury this debt despite working full time which required extensive travel, working on repaying other debt, and still having a life. How did I manage to pay off that debt so quickly? Using […]

How to Save Money When Traveling

Traveling is super fun, but it can also be super expensive. And while there’s lots of ways to try and make sure you get the best deal on your airplane tickets or train or whatever, there’s also lots of ways you can save on the little things that can add up over the course of […]

Everyone needs a roof over their head, but when you're in debt can you justify a pricer roof? I think so, safety in particular is why I think a splurge on housing is a okay, even if you have a ton of debt, find out why I love where I live

Here is When It’s Okay to Splurge on Housing

When you’re paying off debt and trying to save money then chances are you try to keep your splurges to a minimum. An easy way to do this typically is by keeping the big expenses down, but I choose to splurge on housing. Housing usually provides the biggest opportunity to save money. Ideally, housing shouldn’t cost […]

How to Save Money Decorating Your Home

I’m home A LOT which means I need to enjoy the space. I work from home, and with services like Prime Now and three restaurants within walking distance of my apartment, I can go several days at a time without using my car. Don’t worry though, I promise I’m not a complete hermit, my dog […]

The One Biggest Money Mistake You’re Making

Don’t let the title for this post fool you. I’ve made more than one money mistake. If I didn’t, I probably want to be writing this blog, talking about the hundreds of thousand dollars of student loan debt that I have to pay back. But by far the biggest money mistake I made and on […]

How to Budget for Debt

Budgeting can be the make or break moment when it comes to financial success. It can be especially important when trying to pay off debt quickly. It could be credit card debt, a car loan, private loan, mortgage, or student loans, it doesn’t matter. The ability to budget for debt requires a few special things […]

Trouble deciding which loan best suits your needs? Here is what you need to know and consider to figure out which loan will benefit you the most. | refinancing | debt | loans

How to Figure Out Which Loan Will Benefit You the Most

Whether you are looking at taking out a new loan or a loan to refinance another loan, figuring out which loan terms would be best depends on a lot of different things. The first thing you need to consider is why are you getting the loan, what is the goal? If it’s a new loan how […]

Here is Where You Need to Stash Your Emergency Fund

You need an emergency fund. I need them emergency fund. Everyone should have an emergency fund. Unfortunately, Oprah isn’t handing them out. You’ve got to take care of it yourself. Hopefully, you know that your emergency fund should not be stashed in your checking account. Because if it’s there you’ll spend it. Having your emergency fund […]