Black Friday is an American shopping day that marks the beginning of the holiday shopping season. It is often considered to be the official start of the Christmas shopping period. It can be a great way to save a bundle on holiday gifts. But it can also lead to overspending if you’re not careful. To …
What is a 401(k) Plan? A 401(k) plan is a retirement savings account that you can use to build up money for your future. It was designed by the government to encourage people to build up a nest egg. 401(k) plans are named after section 401(k) of the Internal Revenue Code. When you open a …
If you are in need of buying a car but don’t have perfect credit, it’s okay. Getting a car loan with bad credit and no down payment is not impossible. But it’s also not easy. Here are some tips for those who need a little help when looking for financing. 1) Make sure you are …
You can have the greatest budget in the world, but at some point, life is going to throw you a financial curve ball. It might be a parking ticket or a sudden job loss. Either way, you’re going to want a financial safety net to catch those curve balls (it’s possible I’ve muddled my metaphor …
Everyone knows that creating a budget allows you the knowledge of knowing where your money goes and the freedom to decide what is most important to you to continue your lifestyle. But one of the toughest parts of budgeting is making sure you budget everything; there are a few things you may be forgetting to …
A credit score is a number that is determined by a person’s credit history. A good credit score opens up a lot of choices for you financially. The biggest benefit of a good credit score is being approved for financing at the best interest rates. A low interest rate means saving tens of thousands of …
A recovering alcoholic is a person who has been addicted to alcohol and is trying to get sober. If you have a family member or other loved one that is a recovering addict and need some gift idea’s we’ve got you covered. With alcohol being so prevalent during the holiday season it can be tough …
I think you’ll agree that to have an abundance of most things, in particular money can be a big help in achieving financial goals. But did you know mindset can have a lot to do with it? If you’ve ever operated from a scarcity mindset, like me ‘a la 2012’ you’ll know it sucks and …
In between jobs is a tough time to make money. You either have to take another job or find creative ways to make money off of your skillset. There are many different ways you can try to make money in between jobs such as: Freelance work Paid survey work Renting out an apartment on Airbnb… …
In this guide we’ll help you understand the bankruptcy process from start to finish. We’ll dive into definitions and the differences between filing Chapter 7, 11 or 13 bankruptcy, as well as answer your questions about how much it costs, and why you shouldn’t be ashamed. What is bankruptcy? Bankruptcy is a legal proceeding involving …