You can enjoy life while paying off debt. You don’t have to survive on ramen and living in a crappy apartment. Affordable living is about prioritizing what’s really important. Pay for quality when it matters, but don’t pay anything if it’s not needed.
Spending time with your friends doesn’t have to mean an expensive night out at a restaurant, it could be meeting up for a hike. Affordable living is about being conscious of how you’re spending your money. So long as your spending aligns with your priorities, to enjoy life and pay off debt, you’ll do great. So live a life that is affordable, not extravagant, not living on scraps. While money can make a difference in your lifestyle, deep down the really important stuff doesn’t have anything to do with money.