I think you’ll agree that paying someone money to save you money, doesn’t really make sense. The reality is that you should be rewarded for saving money. In today’s post I’m going to explain why you should stop using Digit and jump on the Chime train. If you haven’t heard about Digit and the fact…
I think you’ll agree that everyone needs savings, be it for an emergency fund, a travel fund or some other reason. Savings assures that when shit hits the fan, you’ll be okay. Most people think that when you’re in full on debt pay off mode, you aren’t able to grow your savings, but that isn’t…
When you’re paying off debt and trying to save money then chances are you try to keep your splurges to a minimum. An easy way to do this typically is by keeping the big expenses down, but I choose to splurge on housing. Housing usually provides the biggest opportunity to save money. Ideally, housing shouldn’t…
Don’t let the title for this post fool you. I’ve made more than one money mistake. If I didn’t, I probably want to be writing this blog, talking about the hundreds of thousand dollars of student loan debt that I have to pay back. But by far the biggest money mistake I made and on…
Whether you are looking at taking out a new loan or a loan to refinance another loan, figuring out which loan terms would be best depends on a lot of different things. The first thing you need to consider is why are you getting the loan, what is the goal? If it’s a new loan…
A budget fail sucks. Because budgeting can be the keystone to successfully managing your money. However, life isn’t perfect, and we as humans are not perfect. And you may find yourself struggling with your budget. In today’s post, we will go over six common reasons your budget is failing and how to fix it and…
First things first, I don’t hate Dave Ramsey. I’m also not looking to bash him. I’m just not a big fan of him. Frankly, he kind of rubs me the wrong way. And if he has helped you that’s awesome I’m really happy for you but I’ve got some issues with him, which means I…
There is a lot to take into account when dealing with personal finance. I know this because I’ve managed to write over 200 posts on the topic. When you’re just getting started it can all seem a bit overwhelming. So today, I decided to dial it back and share with you the most popular Personal…
The rich don’t have one income stream, they have several. The road to wealth is with multiple income streams. Think about it this way; if you work one job and are suddenly let go, you’ve lost your only source of income. If you lose your job, but have two different side hustles, you have some…
It was 2014 and I was just starting to dip my toes into the budgeting waters. I was failing miserably. That is until a friend on Facebook suggest I try YNAB, short for You Need A Budget. I had tried Mint (which shut down in 2023) and while I loved that it was free and…