Frequently asked financial questions are questions that I’ve seen pop up over and over again. I thought I’d take the time to answer them in this new Series. So each post will have a short quick answer to these frequently asked financial questions followed by a longer more detailed answer. Do I really need a budget?…
This March 2017 Income Report is my second income report for the blog, February was kind of crazy and I didn’t get around to posting an Income Report for February. I should note that this is all the income I earned in March, I may not have actually received payment for it in March….
This site is called Less Debt More Wine, so I would be remiss if I didn’t do a post reviewing wine clubs. Right? Right. What is a Wine Club? Kinda like a cheese club but with wine (though you could really do something combining the two). Once a month you get wine delivered straight to…
This January 2017 Income Report is my first income report for the blog. I should note that this is all the income I earned in January, I may not have actually received payment for it in January. This also does not factor in expenses and taxes. Total January 2017 Income = $2,262 Freelance Writing: $2,152.20…
One of my biggest variable costs each month is how much money I spend on food. I’m always looking for how to save money on groceries without going full on extreme couponing. Not that I have anything against using coupons, I just don’t want to spend so much time on it to save maybe $100…
Now that the dust has settled on the New Year and a mountain of resolutions that you’ve probably already decided you won’t really pursue at least half of. I want you to focus on setting financial goals. Specific financial goals. Attainable financial goals. Financial goals that you will accomplish this year. Now you may already…
So I realize I’m probably a little late to the party with this post since many people make being healthier and working out more a new years resolution. However, I spent the beginning of 2017 sick in bed. It was no fun, but as a result, I’m just now getting around to following up on my…
If you’ve been around Less Debt More Wine a while then you know I have some student loan debt. By “some” I mean a ton of student loan debt. In fact, I know very few people that don’t have student loan debt. I’ve posted a lot on here about different debt payoff strategies, from prioritizing…
Need a kick in the pants with your money? Figure out the daily interest rate on your debt. Your daily interest rate is the amount of interest your debt accumulates each day. When I finally sat down to look at my finances, I found that my daily interest rate was more than what I earned…
Having an extra $1000 can make a world of difference for your finances. It could help you to start an emergency fund or pay down debt quickly. If you need an extra $1k but aren’t looking to side hustle year round, you can make that amount easily in as little as six weeks. Here is…