Very few people love to budget and if you aren’t one of them I don’t blame you. While I generally enjoy budgeting now, it wasn’t always the case. One thing that made budgeting for me way easier and more enjoyable was using multiple bank accounts. Checking Accounts For Expense Types When budgeting you generally are…
Budgeting can be clutch to taking control of your money but can be a bit overwhelming when starting out. I’m going to break it down for you by first explaining what a budget is, hint, it’s not a way to torture yourself. Then we are going to cover the three basic rules of a successful…
Hopefully, you’ve done some spring cleaning this month. If so you’ve probably made a few bucks selling some of your old junk, but chances are you still haven’t sold everything. Rather than keeping a pile of stuff around just go ahead and donate it. I know what you are thinking how can you take advantage…
Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Keeping with the theme of spring cleaning this month, I thought I’d share with you some easy and frugal DIYs…
With Spring Cleaning in full swing you probably have a huge pile of stuff you are looking to get rid of, but perhaps you’re not sure the best way to ditch the stuff. Should you sell your stuff or donate it and be done with it? Actually, you’ve got three options to get rid of…
Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. So many personal finance bloggers are pro automation and when I decided to write this post I thought I’d be…
In the world of personal finance, a lot of emphases is placed on the small everyday things you do with your money. I’m guilty of this focus as well. I spend far more time working on my budget and evaluating my spending day in and day out than I do looking at my big picture…
Side hustles can be a great way to make extra money. But before you start diving into a bunch of different side hustles, make sure you know what you are getting into. That way you can make the extra money and still enjoy life. Things to Consider Before Diving into a Side Hustle Before you…
The freelance gig industry is growing in leaps and bounds, and chances are you’ve heard about it but just didn’t think about doing it yourself. The difference between a freelance gig and a traditional second job is that you control your schedule and choose what events or activities you want to work. Freelance Gig Ideas…
It’s amazing how saving consistently, a little bit each day, can really add up. If you started with pennies one month and worked your way up to dollars in month 5, by saving the number of coins/dollars as the day of the month, you will save over $600. Start by saving 1 penny on day…