Flexible student loan repayment options are great for the short term, this post is great at explaining why they aren't the best for long term financial goals.

What You Need to Know About Flexible Student Loan Repayment Plans

In the U.S. if you have federally backed student loans you have a myriad of repayment options available to you including some flexible repayment options dependent upon your income. With the average amount of student loan debt on the rise, and the recession still affecting starting salaries the federal government recognized (especially after so many …

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Great credit card debt freedom story, she paid off over $6k in 5 months!

How I Paid Off All My Credit Card Debt

When I started this blog back in August 2014, I had $6,177 worth of credit card debt. I had been well aware of this debt for a while. At the beginning of 2014, I actually had just under $8,000 worth of credit card debt. I wish I could say that once I realized I had …

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credit score | raising credit score | money management

How I Raised My Credit Score Over 100 points

My debt repayment journey started by checking my credit score. I quickly realized how bad my credit was and knew I had to improve it. I went from having a score of 640 to 749 in less than a year. It now nears 800. There are a combination of things that resulted in raising my …

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How to strategically use your money to pay off debt. Prioritize your debt with the method or combination of methods that works best for you.

How to Prioritize Your Debt so You Can Reach Debt Freedom

The first step in any debt repayment plan is to decide what order you are going to pay off your debt. You need to prioritize because if you try to tackle too many things at once you won’t get anywhere with any of them. There are two main methods used to prioritize your debt repayment. One focuses …

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