The holidays are just around the corner. In this post I’m going to cover some of the best gifts for wine lovers. Don’t worry they’re also great for your budget. Corkscrew A corkscrew is essential for everyone. Now, the types of corkscrews out there can vary in both style and cost. You can be as…
This blog post is part of the 3rd Annual Suicide Prevention Awareness Month blog tour. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741. September is Suicide Prevention Awareness month. If you have debt or have had it in the past, you likely know, just…
I’m sure you agree that personal finance is personal. Which means but no one set of rules is going to fit exactly right for everyone. Perhaps the most well known set of personal finance rules are Dave Ramsey‘s baby steps. Now, while it’s impossible to expect those steps work for everyone, there are actually some…
Whether you moved to a new city for a job, or to be closer to friends and family, moving to a new city can be tough. Especially if it’s a city where you don’t know anyone, in which case it is both bold and tough. When you move to a new city, whether it is…
I think you’ll agree that paying someone money to save you money, doesn’t really make sense. The reality is that you should be rewarded for saving money. In today’s post I’m going to explain why you should stop using Digit and jump on the Chime train. If you haven’t heard about Digit and the fact…
I think you’ll agree that everyone needs savings, be it for an emergency fund, a travel fund or some other reason. Savings assures that when shit hits the fan, you’ll be okay. Most people think that when you’re in full on debt pay off mode, you aren’t able to grow your savings, but that isn’t…
When you’re paying off debt and trying to save money then chances are you try to keep your splurges to a minimum. An easy way to do this typically is by keeping the big expenses down, but I choose to splurge on housing. Housing usually provides the biggest opportunity to save money. Ideally, housing shouldn’t…
Don’t let the title for this post fool you. I’ve made more than one money mistake. If I didn’t, I probably want to be writing this blog, talking about the hundreds of thousand dollars of student loan debt that I have to pay back. But by far the biggest money mistake I made and on…
Whether you are looking at taking out a new loan or a loan to refinance another loan, figuring out which loan terms would be best depends on a lot of different things. The first thing you need to consider is why are you getting the loan, what is the goal? If it’s a new loan…
A budget fail sucks. Because budgeting can be the keystone to successfully managing your money. However, life isn’t perfect, and we as humans are not perfect. And you may find yourself struggling with your budget. In today’s post, we will go over six common reasons your budget is failing and how to fix it and…