How to Handle Debt Collectors: Your Rights and Scripts to Use
Getting collection calls? Know your rights and exactly what to say. Practical scripts and steps to handle debt collectors without the panic.
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3 Apps that Will Help You Pay Off Debt Faster
So debt sucks. You know it, I know it. And as much as I would love to throw tons of money at my debt each month to get it paid off fast, it’s not always possible. However, as long as I hit my $200 Magic Number I can feel like I’m making progress. A lot of small…
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Paying Off Student Loans: The Best Approach
If you’ve been around Less Debt More Wine a while then you know I have some student loan debt. By “some” I mean a ton of student loan debt. In fact, I know very few people that don’t have student loan debt. I’ve posted a lot on here about different debt payoff strategies, from prioritizing…
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Start the New Year Off Right
2016 has been a ball buster of a year. It’s flown by and is quickly coming to an end. I want to help you kick off 2017 with a bang. What better way to kick start the year than with kicking some debt to the curb? I know that debt repayment is not always a…
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3 Mistakes to Avoid When Repaying Debt
If you’re making repaying debt and student loan debt, in particular, a priority, awesome. Way to go you. Do yourself a favor and make sure you aren’t taking a step backward with every two steps forward. Avoid these mistakes: 1. Building Up More Debt While Repaying Debt It’s really hard to pay off your student…
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Debt May Lead to Fewer Options, but There ARE Always Options
This blog post is part of the World Suicide Prevention Day blog tour. If you or someone you know is feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or visit www.Suicide.org Money Doesn’t Buy Happiness, But it Does Buy Options I’ve talked about how money is more than just numbers before, how…
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Refinancing Student Loans – SoFi Review
You know I have a mountain of debt. Most of it is federal student loans. But I do have one private loan, my bar loan. It was a variable interest loan and after the interest rate went up three times in six months, I decided it was time to refinance. My Original Bar Loan First things…
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Paying Off Debt While Pursuing Big Crazy Dreams
I’m a dreamer, always have been. I truly believe that if you set your mind to it, you can achieve almost anything. Some exceptions being if you can’t sing you probably won’t ever become a great singer, though you could become a great entertainer. I dream big believing that the big crazy dream/goal is 100% achievable….
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How I Paid Off All My Credit Card Debt
When I started this blog back in August 2014, I had $6,177 worth of credit card debt. I had been well aware of this debt for a while. At the beginning of 2014, I actually had just under $8,000 worth of credit card debt. I wish I could say that once I realized I had…
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How I Raised My Credit Score Over 100 points
My debt repayment journey started by checking my credit score. I quickly realized how bad my credit was and knew I had to improve it. I went from having a score of 640 to 749 in less than a year. It now nears 800. There are a combination of things that resulted in raising my…
