A credit score is a number that is determined by a person’s credit history. A good credit score opens up a lot of choices for you financially. The biggest benefit of a good credit score is being approved for financing at the best interest rates. A low interest rate means saving tens of thousands of…
I think you’ll agree that having an abundance of most things, in particular, money can be a big help in achieving financial goals. But did you know mindset can have a lot to do with it? If you’ve ever operated from a scarcity mindset, like me ‘a la 2012’ you’ll know it sucks and doesn’t…
In this guide we’ll help you understand the bankruptcy process from start to finish. We’ll dive into definitions and the differences between filing Chapter 7, 11 or 13 bankruptcy, as well as answer your questions about how much it costs, and why you shouldn’t be ashamed. What is bankruptcy? Bankruptcy is a legal proceeding involving…
Having good credit can go a long way in making your life more financially secure. But unlike knowing how to breathe, you aren’t born with it. But you can have help getting it from your mama 😉 Read on to find out how….. How “credit worthy” you are is determined by your credit score. A…
There are lots of different ways to look at income streams, but the long and short of it is that you want to build up multiple income streams to not only build wealth but also security in what can be a volatile economy.
You need an emergency fund. I need them emergency fund. Everyone should have an emergency fund. Unfortunately, Oprah isn’t handing them out. You’ve got to take care of it yourself. Hopefully, you know that your emergency fund should not be stashed in your checking account. Because if it’s there you’ll spend it. Having your emergency…
The holidays are just around the corner. In this post I’m going to cover some of the best gifts for wine lovers. Don’t worry they’re also great for your budget. Corkscrew A corkscrew is essential for everyone. Now, the types of corkscrews out there can vary in both style and cost. You can be as…
This blog post is part of the 3rd Annual Suicide Prevention Awareness Month blog tour. If you are feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or text HOME to 741741. September is Suicide Prevention Awareness month. If you have debt or have had it in the past, you likely know, just…
I’m sure you agree that personal finance is personal. Which means but no one set of rules is going to fit exactly right for everyone. Perhaps the most well known set of personal finance rules are Dave Ramsey‘s baby steps. Now, while it’s impossible to expect those steps work for everyone, there are actually some…
Whether you moved to a new city for a job, or to be closer to friends and family, moving to a new city can be tough. Especially if it’s a city where you don’t know anyone, in which case it is both bold and tough. When you move to a new city, whether it is…