Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. If you are just starting to realize that you need to get a handle on your finances you might be feeling…
In the U.S. if you have federally backed student loans you have a myriad of repayment options available to you including some flexible repayment options dependent upon your income. With the average amount of student loan debt on the rise, and the recession still affecting starting salaries the federal government recognized (especially after so many…
Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Somehow Mother’s Day always seems to sneak up on me. If you’re like me and scrambling a bit to put…
Debt sucks, but screwing over my future just to pay for my past decisions doesn’t seem all that wise either. I have come a long way in my journey to being financially educated. While I still have a long way to go, one thing I’ve learned is that borrowing money is to be avoided at…
Looking to save money? Here are 5 easy ways to start saving money, so you can start putting it toward things that matter more to you. 1. Cut cable, get an antenna then cut Netflix too. A digital antenna is a one-time cost of $15-20. I still get almost all the channels I care about…
With all my debt, I’ve found that the number one way I stay motivated is to feel like I’m constantly making progress. So I had to figure out how much I needed to put towards my debt to feel like I’m making progress. I call that number, your magic number. How a Magic Number Works $200 is…
Paying off debt can suck for all sorts of reasons. But it when there are causes near and dear to your heart and you struggle with donating to that cause because of your debt it can be the absolute worst. You may make some donations and then feel frustrated by your debt payoff progress. There…
Working hard is important if you want to reach your goals, but if you want to reach your goals and remain sane then you have to take a break every once in a while. Being only human, I sometimes also need to take a break. Tuesday was one of those times, I took a day…
When I started this blog back in August 2014, I had $6,177 worth of credit card debt. I had been well aware of this debt for a while. At the beginning of 2014, I actually had just under $8,000 worth of credit card debt. I wish I could say that once I realized I had…
Updated: March 25, 2017 So there are many arguments for and against renting vs. owning property. Personally, I have never owned any real estate, and while I recognize that it is great for some folks, it isn’t for me, at least not yet. Why? For two big reasons. First, I don’t know where I’m physically…