This January 2017 Income Report is my first income report for the blog. I should note that this is all the income I earned in January, I may not have actually received payment for it in January. This also does not factor in expenses and taxes. Total January 2017 Income = $2,262 Freelance Writing: $2,152.20…
Now that the dust has settled on the New Year and a mountain of resolutions that you’ve probably already decided you won’t really pursue at least half of. I want you to focus on setting financial goals. Specific financial goals. Attainable financial goals. Financial goals that you will accomplish this year. Now you may already…
Need a kick in the pants with your money? Figure out the daily interest rate on your debt. Your daily interest rate is the amount of interest your debt accumulates each day. When I finally sat down to look at my finances, I found that my daily interest rate was more than what I earned…
A while back, when driving for Lyft I was taking a friendly group to a party. They asked why I decided to start driving with Lyft. Per usual, I said I had a shit ton of student loan debt. Turns out this group was a group of doctors. They said they had a ton of student…
Not all personal finance tips or rules are created equal. Each piece of advice may also not be for where you are at in your life and your finances. However, through all the personal finance tips and advice, these are what I consider to be the best rules to remember and live by. Here they…
This blog post is part of the World Suicide Prevention Day blog tour. If you or someone you know is feeling suicidal, please call the National Suicide Prevention Lifeline at 1-800-273-8255 or visit www.Suicide.org Money Doesn’t Buy Happiness, But it Does Buy Options I’ve talked about how money is more than just numbers before, how…
Growing up is a process. Even after you move out and go to college and law school. I feel like school gives you a bit of a buffer. You live in the dorm, eat at the cafeteria and are surrounded by friends. You learn to handle a lot but it is not the same as…
Money is more than just the numbers in your checking, savings, or retirement account. It’s more than the numbers on your loan balance statement. Money means, more or less, to each person, depending on their situation. A person with plenty of money probably doesn’t think about money as much as a person with tons of debt. It’s…
If there is one category that haunts budgeters it is the entertainment budget. Trying to balance having a life and still pay off debt and save for other goals can be tough to quantify. Budgeting for Entertainment When building a budget, no matter what type of budgeting system you are using, there is always some…
Graduation is an exciting time, it marks a huge accomplishment, it also marks a huge transition from full-time student to full-time adult. Here are 8 things to know after you graduate. 1. Your Student Loans Have a Grace Period Take advantage of this post graduate time, do not use it to be in denial about…