The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyle. Find out more about local events near you. Losing a Friend In April of this year,…
You’ve just graduated and you’ve got your first full-time job lined up; congratulations! You still have a lot of decisions to make and if you are like me when I got my first full-time job, you don’t understand half of the information they are throwing at you. From health insurance to retirement, things are different in this…
Very few people love to budget and if you aren’t one of them I don’t blame you. While I generally enjoy budgeting now, it wasn’t always the case. One thing that made budgeting for me way easier and more enjoyable was using multiple bank accounts. Checking Accounts For Expense Types When budgeting you generally are…
Budgeting can be clutch to taking control of your money but can be a bit overwhelming when starting out. I’m going to break it down for you by first explaining what a budget is, hint, it’s not a way to torture yourself. Then we are going to cover the three basic rules of a successful…
Hopefully, you’ve done some spring cleaning this month. If so you’ve probably made a few bucks selling some of your old junk, but chances are you still haven’t sold everything. Rather than keeping a pile of stuff around just go ahead and donate it. I know what you are thinking how can you take advantage…
Less Debt More Wine is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. So many personal finance bloggers are pro automation and when I decided to write this post I thought I’d be…
In the world of personal finance, a lot of emphases is placed on the small everyday things you do with your money. I’m guilty of this focus as well. I spend far more time working on my budget and evaluating my spending day in and day out than I do looking at my big picture…
Let’s face it, we all tend to hold onto documents a little longer than we need. Usually, it’s because we are never sure how long we are supposed to keep said documents. Well, spring is in the air, making it the perfect time to clean out that file cabinet, or if you go the digital…
It’s amazing how saving consistently, a little bit each day, can really add up. If you started with pennies one month and worked your way up to dollars in month 5, by saving the number of coins/dollars as the day of the month, you will save over $600. Start by saving 1 penny on day…
When you are living paycheck to paycheck, your finances just feel like a vicious cycle, a seemingly never ending on. Somehow it always seems like as soon as you start to get ahead something happens and sends you back to barely scraping by. I’ll be honest, getting out of living Paycheck to Paycheck doesn’t happen…